VOLUNTARY BENEFITS

Birch is pleased to offer you additional insurance and income protection for you and your family. Birch recognizes that each employee has different needs and that’s why Birch is offering several different plan options for you to choose from. These benefits are voluntary, which means they are employee paid. Below is just a summary of the different plan offerings.

Short-Term Disability

Birch is pleased to offer you the opportunity to purchase Short-Term Disability coverage through Lincoln. In the event that you become disabled from an injury or sickness, short-term disability income benefits will provide a partial replacement of lost weekly income.

Short-Term Disability Summary & Rates

Critical Illness Insurance

Specified Illness through Lincoln provides a financial, lump sum benefit payment to employees upon a diagnosis of a covered illness. These covered illnesses are typically very severe and likely to render the affected person incapable of working. Because of the financial strain, these illnesses can have on individuals and families, critical illness insurance is designed to help ill employees pay their mortgage, seek experimental treatment, or handle unexpected medical expenses. Some covered illnesses for which employees can elect coverage include but are not limited to, heart attack and stroke coverage.

Critical Illness Summary & Rates

Accident Insurance

Accident Insurance from Lincoln helps relieve financial strain for employees in the event of a covered accident, while also helping to curb costs. Claims payments are made in flat amounts based on services incurred during an accident.

Accident Summary & Rates

LegalShield & IDShield

LegalShield is a service that provides you with access to a network of independent law firms across the United States, making legal help affordable and accessible to individuals and families.

IDShield is a comprehensive identity theft protection service that monitors personal information and provides assistance in the event of identity theft. This service is designed to help you and your family safeguard your identities and respond effectively when information is compromised.

Together, LegalShield and IDShield provide a comprehensive suite of services allowing you to manage legal needs and protect your identity effectively.

Legal Shield & IDShield Summary & Rates