INTRODUCTION
Steve Shannon Tire & Auto Centers strives to provide you and your family with a comprehensive and valuable benefits package. We want to make sure you’re getting the most out of our benefits – that’s why we’ve put together this Open Enrollment Guide.
BENEFITS OVERVIEW
MEDICAL & PRESCRIPTION DRUG For 2026, Steve Shannon will offer employees the option to enroll in one of three medical plan offerings. New for this year, one of these plans will be a Reference Based Pricing arrangement, or you can choose to enroll in a traditional Highmark network plan. All plans will now be administered through HealthNow. Visit the Medical and Reference Based Pricing pages for more details.
DENTAL & VISION Dental coverage includes preventive, basic, and major care. Vision coverage includes exams, lenses, and frames. Both will continue to be administered through Highmark.
LIFE INSURANCE Steven Shannon Tire will continue to offer employee with a company-paid life insurance benefit. This will now be administered through Transamerica. Please ensure your beneficiary information is up to date in Employee Navigator.
VOLUNTARY BENEFITS You will continue to have the option to enroll in voluntary benefits, including Accident, Critical Illness, Short-term Disability, and Universal Life. These plans will now be administered through Transamerica. You may enroll in these benefits through Employee Navigator. These benefits are Employee-Paid.
ENROLLMENT INFORMATION All employees will need to complete their enrollment elections in the Employee Navigator Platform. This OE is active which means even if you are waiving coverage, or don't want to make any changes for the new plan year, you still MUST log into Employee Navigator and complete your elections. All Elections are due by end of day Wednesday, December 10th, 2025. Elections made for the full plan year and cannot be changed mid-year unless a qualified life event occurs.
WHO IS ELIGIBLE?
Employees who work a minimum of 30 hours per week and are at least 18 years of age are eligible to enroll in the benefits described in this guide. New Hires have a waiting period of 90 days from date of hire.
Once your enrollment is completed, you may not make any changes to your elections unless you have a Qualifying Life Event or your hours worked per week drop below the minimum.
DEPENDENT COVERAGE
You may also cover your eligible dependents, including:
- Legal Spouse.
- Your eligible children up to age 26 for medical, dental and vision coverage.
- “Children” are defined as your natural children, stepchildren, legally-adopted children, and children for whom you are the court-appointed legal guardian.
- Physically or mentally disabled children of any age who are incapable of self-support. Proof of disability may be requested.
EMPLOYEES EXPERIENCING A QUALIFIED CHANGE OF STATUS
Unless you experience a life-changing qualifying event, you cannot make changes to your benefits until the next open enrollment period.
Qualifying events include:
- Marriage or Divorce
- Birth or adoption of a child
- Change in child’s dependent status
- Death of a spouse, child or other qualified dependent
- Change in employment status or a change in coverage under another employer-sponsored plan
- Entitlement to Medicare or Medicaid
