MEDICAL & PRESCRIPTION DRUGS

HL offers three medical and prescription drug plans with Cigna to our full-time employees. To help understand our coverages, please review our plan comparison charts, summary of benefit coverages, and Alex, our online decision-making tool all listed below.

Cigna Traditional PPO

Network Name: Open Access Plus (OAP)

The Cigna Traditional PPO features no in-network deductible. Eligible services are covered at 100% or have a set copay for services such as doctor’s office visit or a prescription drug.

Summary of Benefit Coverages
Costs

Cigna HDHP $2,000/$4,000

Network Name: Open Access Plus (OAP)

The Cigna HDHP $2,000/$4,000 has an in-network individual deductible of $2,000 and an in-network family deductible of $4,000. Once your deductible has been satisfied, the plan will cover 100% of eligible expenses.

Summary of Benefit Coverages
Costs
Health Savings Account

Cigna HDHP $3,000/$6,000

Network Name: Open Access Plus (OAP)

The Cigna HDHP $3,000/$6,000 has an in-network individual deductible of $3,000 and an in-network family deductible of $6,000. Once your deductible has been satisfied, the plan will cover 90% of eligible expenses.

Summary of Benefit Coverages
Costs
Health Savings Account

GET TO KNOW THE MEDICAL PLANS

Compare Plans
ALEX, Online Decision Tool
Access Cigna's Telemedicine
Login to Your MyCigna.com

FIND A COVERED DRUG

To search for a covered drug in our Cigna Advantage Formulary, login to your www.myCigna.com account or click on the formulary box below, scroll down to the Select a Drug List section, and select Advantage 3 Tier from the drop-down list.

Cigna Advantage Formulary

HOW TO LOCATE A PROVIDER

Visit the Online Doctor & Hospital Finder by clicking here and:

  • Sign in to your Cigna account or continue as a guest.
  • Select that you are covered by your Employer or School
  • Enter your Zip Code
  • Sort providers by type, name, or type of health facility

Remember, you pay less out of pocket when you get health services from providers that are in-network for your Cigna health plan, even when you have out-of-network benefits.

Health Savings Account

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