INTRODUCTION
We believe our employees are our greatest asset, and we are committed to ensuring their health and general well-being. We are pleased to offer a comprehensive array of quality benefits to protect your health, your family, and your way of life.
This guide was designed to answer some of the basic questions you may have about your benefits. Please read it carefully along with any supplemental materials you receive. Enrollment this year will take place through Workday.
BENEFITS OVERVIEW
MEDICAL PLAN Onvo will continue to offer employees the option to enroll in one of three medical plan offerings through Highmark. There will be no changes to the medical plan designs.
NEW! RX N GO New this year, employees may elect to have certain maintenance medications delivered straight to their door in 90-day supplies for a $0 copay and $0 delivery fees! Navigate to the Rx 'N Go page to learn more about the program and confirm whether your prescription(s) are covered.
DENTAL & VISION Dental and Vision coverage will continue to be offered through Guardian. There will be no changes to plan designs or employee contributions.
PAID TIME OFF (PTO) As an eligible employee at Onvo, you will also have the benefit of receiving Personal Time, Vacation, and Holidays.
RETIREMENT & TAX ADVANTAGED PLANS Onvo offers a 401(K) and matches dollar per dollar up to 4%. Onvo also offers those enrolled in a Qualified High Deductible Health Plan (QHDHP) the option to enroll in a Health Savings Account (HSA).
DIRECT DEPOSIT & iPAY Direct Deposit allows you to save time and have your paycheck deposited straight into your bank account iPay will let you see pay stubs, W2, tax info, 401(K) info, and PTO balances at your fingertips!
AT&T & HIGHMARK DISCOUNTS Employees may continue to save up to 18% on Qualified AT&T Plans if you enroll in the AT&T Signature Program! Highmark offers additional discounts on gym memberships, fitness footwear, stress reduction classes, and more!
WHO IS ELIGIBLE?
Employees who work a minimum of 30 hours per week and are at least 18 years of age are eligible to enroll in the benefits described in this guide. New Hires have a waiting period of first of the month following 60 days from date of hire.
Once your enrollment is completed, you may not make any changes to your elections unless you have a Qualifying Life Event or your hours worked per week drop below the minimum.
DEPENDENT COVERAGE
You may also cover your eligible dependents, including:
- Legal Spouse (Same Sex included), common law, domestic partners.
- Your eligible children up to age 26 for medical, dental and vision coverage.
- “Children” are defined as your natural children, stepchildren, legally-adopted children, and children for whom you are the court-appointed legal guardian.
- Physically or mentally disabled children of any age who are incapable of self-support. Proof of disability may be requested.
Onvo encourages the health and financial well-being of its employees by providing access to quality and affordable healthcare. Eligible employees have access to Onvo’s comprehensive Benefit Program. Please note that any time during the plan year, Onvo may conduct audit requesting supporting documentation on all eligible dependents.
EMPLOYEES EXPERIENCING A QUALIFIED CHANGE OF STATUS
Unless you experience a life-changing qualifying event, you cannot make changes to your benefits until the next open enrollment period.
Qualifying events include:
- Marriage or Divorce
- Birth or adoption of a child
- Change in child’s dependent status
- Death of a spouse, child or other qualified dependent
- Change in employment status or a change in coverage under another employer-sponsored plan
- Entitlement to Medicare or Medicaid
