MEDICAL & PRESCRIPTION DRUGS

HL offers three medical and prescription drug plans with Cigna to our full-time employees. To help understand our coverages, please review our plan comparison charts, summary of benefit coverages, and Alex, our online decision-making tool all listed below.

Cigna Traditional PPO

Network Name: Open Access Plus (OAP)

The Cigna Traditional PPO features no in-network deductible. Eligible services are covered at 100% or have a set copay for services such as doctor’s office visit or a prescription drug.

Summary of Benefit Coverages
Costs

Cigna HDHP $2,000/$4,000

Network Name: Open Access Plus (OAP)

The Cigna HDHP $2,000/$4,000 has an in-network individual deductible of $2,000 and an in-network family deductible of $4,000. Once your deductible has been satisfied, the plan will cover 100% of eligible expenses.

Summary of Benefit Coverages
Costs
Health Savings Account

Cigna HDHP $3,000/$6,000

Network Name: Open Access Plus (OAP)

The Cigna HDHP $3,000/$6,000 has an in-network individual deductible of $3,000 and an in-network family deductible of $6,000. Once your deductible has been satisfied, the plan will cover 90% of eligible expenses.

Summary of Benefit Coverages
Costs
Health Savings Account

GET TO KNOW THE MEDICAL PLANS

Compare Plans
ALEX, Online Decision Tool
Access Cigna's Telemedicine
Login to Your MyCigna.com

FIND A COVERED DRUG

To search for a covered drug in our Cigna Advantage Formulary, login to your www.myCigna.com account or click on the formulary box below, scroll down to the Select a Drug List section, and select Advantage 3 Tier from the drop-down list.

Cigna Advantage Formulary
Cigna Prescription Discount Programs

HOW TO LOCATE A PROVIDER

Visit Cigna’s Online Doctor & Hospital Finder by clicking here and sign into your Cigna account or continue as guest. If you continue as guest, follow these instructions:

  • Select that you are covered by your Employer or School
  • Enter your Zip Code and search either by the Type of Doctor, Doctor by Name or Health Facilities and Group Practices
  • Select our Plan of Open Access Plus, OA Plus, Choice Fund OA Plus

Remember, you pay less out of pocket when you get health services from providers that are in-network for your Cigna health plan, even when you have out-of-network benefits.

FREE MEDICARE CONSULTING SERVICES

The Medicare enrollment process can be intimidating. HTA Financial is a no-cost, company-sponsored benefit available to you, your parents, and other family members for assistance and advice regarding Medicare coverage, benefits, or general questions you may have.

HTA Provides:

  • A fact finder to collect details on your specific situation and needs.
  • Guidance and support for choosing appropriate coverages to meet your needs.
  • Enrollment assistance.
  • Assistance with the transition from the Group Health Plan to Original Medicare and Medicare Supplemental Insurance.
  • A helpful timeline for contacting Social Security regarding coverage and benefits under Medicare, Medicare Supplemental Insurance, Prescription Drug Plans, and Medicare Advantage.

Please have your current prescription medications handy when contacting HTA, as this will help them determine your needs/what plan might work best for you.

Learn About HTA
Schedule a 1-on-1 Medicare Consultation

Health Savings Account

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